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Texas residents who are facing a divorce as a result of financial strife might wonder what went wrong. Because of financial trouble and disagreements over how to handle money, many marriages end prematurely. According to a 2017 study from Experian, 59 percent of divorced couples cited financial problems as playing a role in their divorce. A fifth said financial problems played a major role while just over a quarter specifically named their spouse’s credit scores as a source of financial distress.

Some experts say that the dating phase is when people should be discussing their financial values. Being aligned on the financial front from the start can make a big difference when it comes to avoiding marital strife. It’s also wise to seek advice on finances by meeting with a therapist or certified financial planner. A third party could be particularly helpful because there will be no emotions attached to his or her advice.

Prenuptial agreements that lay the groundwork for property division are another way to avoid financial strife. Because prenups require complete transparency and honesty, they give couples the opportunity to have honest discussions about their finances and allow them to work out every detail long before they get married. Prenups also encourage couples to plan their financial futures together. Debt and other financial problems should always be brought to the surface before tying the knot. Many couples find that financial surprises are a source of great stress.

In the event of a divorce, an attorney with experience in property division could help the couple determine how to divide their assets. Property division may include a 401(k) or other retirement assets, bank accounts and trust funds. An attorney may also be able to provide advice on how to move forward from the divorce with as little conflict as possible.